FORMULATE YOUR RETIREMENT COURSE INFORMATION
Join licensed financial advisors for roughly 5 hours of education focused around retirement need-to-knows!
Available Dates
WEDNESDAYS, January 29 & February 5 6:00PM - 8:30 PM
OR
SATURDAY, February 1 9:00AM - 2:00PM
OR
SATURDAY, February 8 9:00AM - 2:00PM
Location
WEDNESDAYS: Olympic College - Poulsbo
1000 Olympic College Place NW
Room #218
Poulsbo, WA 98370
SATURDAY COURSES: Olympic College - Bremerton
1600 Chester Avenue, Bldg #4
Room #129 - Lecture Hall
Bremerton, WA 98337
Not endorsed by or affiliated with Olympic College.
A planning course that explores how retirement rules have changed forever. Learn how to set yourself up for a more confident retirement.
WHAT YOU WILL RECEIVE
Your registration covers two evenings or one day of in person classroom instruction pursuant to the three-part course overview and a workbook for you and your guest.
Each registration includes an additional seat and workbook for a spouse or guest.
At the end of the course, you'll be armed with the ability to analyze your Social Security decision and implement strategies to reduce taxes, manage stock market volatility, and much more.
Who Should Attend?
This course will specifically benefit those who plan to retire in the next 5-10 years OR those who have recently retired. The material will help individuals or couples who have accumulated at least $250,000 in retirement savings. The session is specifically geared for people who want to grow their portfolio AND create a reliable income stream in retirement.
Take a sneak peek inside...
COURSE OVERVIEW
Part I
(Day one or first session)
Retirement Distribution Planning
Inflation: what to expect and how to plan accordingly
Longevity: a simplified approach to planning for a long life span
The hidden stock market risk: sequence of returns
Why you must think differently about the stock market during the distribution phase
Health Care
The basics of health care
Health care coverage options before Medicare
Understanding the impact of health care costs on your retirement plan
Long-Term are insurance decision; do I really need it?
Taxes
Why tax rates could increase and what to do about it
How taxation changes during retirement
How lost deductions may impact you during retirement
Simple ways to reduce taxes in retirement
Insurance Basics of Retirement
Life insurance: objectively evaluating your needs.
The pros and cons of annuities
How the wealthy use life insurance to build and protect wealth
Part II
(Day two or second session)
Retirement Income Planning
Three different approaches to solving the retirement income problem
Balancing guarantees with growth
Determining a realistic withdrawal rate
Social Security
How to reduce or eliminate taxes on your benefits
Maximizing benefits: answering the question of "when to take social security?"
Simple steps to take to increase your benefits
Retirement Accounts
Understanding your different account options (which one is right for you?)
The Roth IRA Conversion; who/what/why/when?
401(k)s - avoiding unnecessary penalties and taxes
How recent rule changes may alter your distribution plans (including RMDS)
Portfolio Management
Choosing investments that match your risk score
Different methods to reduce risk without sacrificing too much return
Two keys for successful stock market investing
Part III
(Office Hours)
Your instructor will provide an optional opportunity for you to review and discuss specifics related to your own financial situation. This course is designed to empower you to take important steps towards planning for a successful retirement. Part III (office hours) allows you to have personalized questions answered and reviewed.These sessions are scheduled individually and a wide range of days/times is available.
FORMulate Your Retirement instructors are licensed financial professionals. This hour of review time is not to be construed as individual investment advice.
STILL NOT SURE?
Here's what to expect:
What to Expect
This classroom-style course takes an objective approach to dealing with the unique financial challenges facing today's retirees. The course was built on the premise that your retirement income helps determine your retirement outcome. With that in mind, the two-day, in person classroom instruction explores different ways to deal with inflation, taxes, increasing health care costs, stock market volatility, and much more.
The material covered is a balance between textbook-style information and real-life application of the planning concepts introduced. This course is not affiliated with or endorse by any college, university, or higher learning facility. You'll learn updated strategies that will help you to build and preserve wealth in volatile times.
Pictured: Olympic College
What Married Couples Should Know
The course makes every effort to get couples on the same page with their retirement plan. A variety of planning concepts are introduced that will help married couples to think critically about their own retirement picture. From Social Security claiming strategies to taxation issues, the course will provide insights for married couples to help them formulate their retirement.
What Single/Divorced/Widowed Individuals Should Know
The financial planning needs of unmarried individuals can be different and this course recognizes those differences. While many of the planning concepts are universally applicable, certain strategies apply specifically to single, widowed, or divorced individuals. These circumstances are factored into the course curriculum. In addition, your registration does offer you the opportunity to bring a guest with you at no additional charge.
IS IT TIME?
Available Dates
WEDNESDAYS, January 29 & February 5 6:00PM - 8:30 PM
OR
SATURDAY, February 1 9:00AM - 2:00PM
OR
SATURDAY, February 8 9:00AM - 2:00PM
Location
WEDNESDAYS - Olympic College - Poulsbo
1000 Olympic College Place NW
Room #218
Poulsbo, WA 98370
SATURDAY COURSES - Olympic College - Bremerton
1600 Chester Avenue, Bldg #4
Room #129 - Lecture Hall
Bremerton, WA 98337
Not endorsed by or affiliated with Olympic College.
DON'T MISS OUT ON THIS CLASS!
Registration is still open. Classroom size is limited.
Important Information & Disclosures
Your registration covers in person classroom instruction, a workbook, and one hour of individual planning time specific to your situation (referred to as Part III - office hours). At the end of the event, you'll be armed with the ability to analyze your Social Security decision and implement strategies to reduce taxes manage stock market volatility and much more.
Each topic will be discussed in greater detail at the presentations. Please note that any strategy utilizing investments carries an inherent element of risk. Certain strategies may not apply or be suitable for all registrants. For specific estate planning or tax advice, be sure to consult with an estate planning attorney or tax advisor.
This event is not affiliated with or sponsored by Olympic College.
The venue should not be contacted regarding the program.
Your instructor for this course is Kevin Campbell. He is an investment advisor representatives of, and advisory services are offered through USA Financial Securities, a Registered Investment Advisor located at 6020 E. Fulton St., Ada, MI 49301. The name of his company is Peaks Financial. Peaks Financial is not affiliated with USA Financial Securities.